- 7 Best Personal Finance Software for Mac and iPhone
- Money stressing you out? Take total control of your finances so you can sleep better at night.
- Personal Finance Software for Mac - Free Software, Apps, and Games
- Manage your money
- Unlock the Full Potential of Accounting Software for Mac
You can't, for example, manage your bill pay through Personal Capital. I don't find it to be a negative because it works for me, but people with really complicated budgets may find it limiting.
Learn more about Personal Capital. One of the most popular personal finance tools out there is a little software application known as Microsoft Excel. You can customize it, tweak it, and get it tailored to exactly what you need.
7 Best Personal Finance Software for Mac and iPhone
The only downside to spreadsheets is how you need to pull the data yourself… and who wants to do that? Quicken was great back in the day when there weren't nearly as many sync issues because it pulled the data for you.
You can start with one of their free templates or build your own, but after the initial work, you'll have a fully automated spreadsheet tailored to what you need. You can use this to track your net worth, set a budget, or anything else you can imagine. Why it is better than Quicken: Quicken is now cloud-based so if you want to avoid putting your data into the cloud, going with a spreadsheet is your best option. Tiller makes it possible for you to get automation AND keep your data locally.
Learn more about Tiller. You Need a Budget is one of the best budgeting software tools available.
Money stressing you out? Take total control of your finances so you can sleep better at night.
Those four pillars form the foundation for a budgeting app that has helped many people transform their financial lives. If you're looking to transition to a financial tool that will help you as in help you make the change, not just record expenses , you should take a look at YNAB. If you want to change the way you budget, while still tracking it, YNAB is your solution. YNAB is not an entire personal finance management suite — it focuses on budgeting and only budgeting.
You won't get investment tools, retirement planning, or wealth management. It's strictly about building, maintaining, and transitioning into the budget you want. Learn more about You Need a Budget. The founders built CountAbout to be a Quicken alternative. Founded in mid, it is one of the only personal finance apps that will import data from Quicken and Mint!
If you're looking to transition away from Quicken but worry about losing all your data, you can feed it your Quicken file and it'll populate itself. That'll make the transition far less painful!
Personal Finance Software for Mac - Free Software, Apps, and Games
The Premium subscription includes automatic transaction downloads. A subscription model means you have complete data privacy and you won't get annoying ads like with Mint. Why is it a good alternative to Quicken? CountAbout is web-based, with multi-factor account security, so you don't have to download a program onto your computer, and there's no need to deal with unwieldy syncing issues — all you need is a web browser. Learn more about Countabout.
This helps inform you about your spending and one of the more visual ways, when compared to others on this list. It's freemium with the Basic option giving you 12 budgets, 2 accounts, and the ability to project 6 months into the future.
- All 16 of the Best Quicken Alternatives in 12222 (Rated & Reviewed).
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- Banktivity: the best app for managing personal finances and budgets.
You also get unlimited accounts and projection out to ten years. Learn more about Pocketsmith. You might have heard of these guys since they're now owned by the same company that once made Quicken. Intuit acquired them in and that's the reason why they shuttered Quicken Online shortly thereafter. Why it is a good alternative to Quicken: Mint is free and very powerful on the budgeting and expense tracking side.
They do not have much to help you with investment and retirement savings, which I think you'll find is a huge limitation as you get older. The goal of Mint was always to be a budgeting app and with that in mind, they do a very good job. If you are sick of Quicken and focus entirely on expense tracking, Mint is a good Quicken alternative. It, like Personal Capital , is cloud-based so there's no software to download, patch, or update. If you have investments and want to manage those, Mint will not be able to adequately fulfill your needs.
Learn more about Mint. Status Money is a free cloud-based budgeting tool that lets you compare your finances with people around the United States. It offers all of the tracking functionality of these other tools, will always be free, but adds the comparison component so you can see how you are performing against your peers and the National Average. Your peer groups are set by your age range, income range, location location type , credit score range, and housing status own, rent.
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This ensures you are getting a true comparison and you aren't compared with someone in another age group, different cost of living, or life phase. You can also build custom groups too if you feel you're in a special situation not captured by basic demographic information.
Built specifically for MacOS, Banktivity is a personal finance money manager that will import data from Quicken so you don't lose anything in the transition process. It'll do everything you want in a personal finance app, including budgeting, track spending, schedule and pay bills, monitor your investments including real estate , and pull data from financial institutions. It also has some powerful reporting options that, if you're a report junkie, you will probably really enjoy building, tweaking, and rebuilding. All this is also possible across iOS devices too with seamless mobile synchronization.
Learn more about Banktivity. MoneyDance is not as well known as some of the other alternatives I've listed but I wanted to mention them because they're one of the few money apps that doesn't rely on the cloud. If you are concerned about your data being stored online, this solution is an alternative that keeps your data local to your computer.
You can still link your accounts online, so they pull your transactions automatically, but they only store them on your computer. You can enter transactions manually if you didn't want to link your accounts. MoneyDance looks and feels like a checkbook, with the check register for transactions, but has charts and tables for reporting. It does budgeting but can also track your investments as well, albeit not as feature-rich as others. The free version has all the features as the paid version. The free version's limitation is that you can only enter manual transactions. Learn more about MoneyDance.
Have you heard of Dave Ramsey?
https://prodinoppy.tk Many folks swear by his approach and EveryDollar is built with that in mind. His approach takes into account human psychology, rather than relying solely on math, and explains why it is so effective. It also explains why ideas like the debt snowball work so well, we need to work with our biases and tendencies if we hope to succeed. In zero-based budgeting, you assign every dollar to a category or job, in YNAB parlance.
It's a level of rigor that can be refreshing or restricting, depending on your personality. The app itself is beautiful, available on your smartphone, and there is both a free and paid version. Learn more about EveryDollar. GoodBudget is a free budgeting app based on the envelope budgeting method. Envelope budgeting is when you set aside a prescribed amount for each category of spending, then spend it down each month. It's one of the most popular money management techniques in personal finance.
The envelope refers to the manual method of managing these types of budgets where you put the money into an envelope. When you run out of money, you either borrow cash from another envelope or you make do.
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GoodBudget adds technology to the mix and will synch up bank accounts to help track your income and your spending. You set the amount for each category and then watch as your spending nears the limit each month. It's available for both iOS and Android phones. GnuCash is a free open-source accounting software that, if you're willing to put into the work, can replicate a lot of the Quicken experience for those who are willing to scale the learning curve.
It features double-entry accounting every transaction must debit one account and credit another , which is effective but will require an adjustment if you're not used to it. The big benefit is that it does budgeting as well as investments. It's not strictly a budgeting tool. So you can pull in your data if your bank offers you the ability to export transactions. Dollarbird is another personal finance app with an eye towards collaboration and a monthly calendar. You synchronize your accounts banking, brokerage, and credit cards with Dollarbird and they build a schedule of future income and expenditures to help with planning.
Dollarbird also offers a 5-year financial plan that lets you establish longer-term financial goals and track your performance against them. The innovation they bring to the table is the idea of calendar-based money management. Of all the alternatives on this list, I know the least about MoneyWiz despite them being around since They support practically every operating system you can imagine — everything from Windows to Android to iOS devices like the iPhone and iPad — and it'll synch them in real time. If importing from your financial institution concerns you, you can manually enter data as well and it works just as well.
For budgeting, you can work with their categories which are multi-level or add your own and subcategories. Packed with over 10 powerful reports. You'll understand your finances from a whole new perspective.
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